Jersey Resolution and Depositors Compensation Authority

Reducing the impact of bank failure. Protecting the public.

For Consumers

Information about deposit protection

“Is my deposit safe?”

Find out how Jersey’s banking financial safety net works and how the Jersey Bank Depositors Compensation Scheme (JDCS) protects your money.

More info

For Banks

Crisis planning and resolvability

Requirements

Information for banking professionals on resolution planning requirements and Jersey’s deposit compensation scheme.

More info

About us

We are Jersey’s Bank Resolution Authority and administrator of the Jersey Bank Depositors Compensation Scheme (JDCS). We are independent from Government and the Jersey Financial Services Commission but work closely with both to reduce the impact of bank failure in the Island.

If a Jersey bank fails, we are here to protect depositors and Jersey’s economy. We ensure failures are managed in an orderly way aiming to protect eligible savings.

Meet the team

Strategy:

Find out about our Mission and Strategy to understand how we help strengthen Jersey’s financial resilience. View Strategy

Annual Reports:

View our latest Annual Report and Accounts for details on our financial performance and governance. View Reports

Complaints:

If you have a complaint against the JRDCA find out about our complaints process and how to raise your complaint. Learn more

Discover the latest news and events from the Jersey Resolution and Depositors Compensation Authority

01/04/2026

A snapshot of Jersey's Banking Sector

Jersey Banks

Banking Groups in Jersey

Banks Performing Critical Functions

Banks with Group Bail-in Strategies

£187bn

Total Bank Deposits

94.7%

Deposits Protected by Group Bail-in Strategies